Investment Management Advisory Services
for Publicly Traded Stocks and Bonds
Brian Sly, DBA Brian Sly and Company matches client investment objectives
and risk tolerances through a proven money management process
based on Nobel Prize winning economic research.
Using state-of-the-art portfolio design and diversification
techniques, Brian offers customized investment programs that
are created to meet your financial goals while keeping within
your risk parameters.
Helping Clients Help Themselves
Brian Sly, DBA Brian Sly and Company can demonstrate methods that show
you...
- How much you need your money to earn to get where you want
to go.
- How much you need to invest to get where you want to go.
- What your portfolio may be worth
In Five Years
In Ten Years
in Twenty Years
- How to quantify and control the risk in your portfolio.
- How to reduce your risk in declining stock, bond or income
markets.
- How to maximize your return based on the risk profile that
you set in advance.
With over three decades of investment experience, Brian's
success is built upon a commitment to provide comprehensive,
personalized money management services for his clients.
He offers:
Individual Service, Institutial Quality
1. Detailed individual consultation to determine specific
financial goals, methods for achieving these goals and
potential risks.
2. Use of research methodology based on principles that won
a Nobel Prize in Economics to diversify money among stocks,
bonds and cash based upon the greatest historical rate of
return for any given level of risk.
3. Access to proven institutional money management firms
through a diversified portfolio of no load, low expense
mutual funds.
4. Automatic re-balancing of asset classes with the goal
of maximizing return and minimizing risk over market cycles.
5. Consolidated, detailed statements with extensive tax
reporting and portfolio analysis.
This methodology is used by many of the nation's largest
pension funds and meets the government's strict Employee
Income Retirement Security Act ("ERISA") "Prudent Expert"
fiduciary requirements. The result is a comprehensive, well
diversified portfolio that seeks to provide the greatest and
most consistent return for any given level of risk.
Knowing the Client - Statement of Investment Objectives
With Brian's guidance, the client's first step is to develop
and agree upon a personal Statement of Investment Objectives
which controls the entire investment strategy. A structured
dialogue establishes specific financial goals, time frames
for accomplishing these goals and risk assessment.
Great care is taken to avoid exposing a client to more
volatility than can be accepted, either financially or
psychologically. This can significantly reduce the chances of
abandoning a well-designed portfolio during periods of
short term market variability.
Clients come to understand that over the long term the
challenge is not only in the performance of the financial
markets, but in the investor's behavior and reaction to
that performance when viewed on a short term basis.
Asset Allocation and Portfolio Diversification
Brian's investment methodology is based upon research which
won the Nobel Prize for Economics in 1990. This research,
called Modern Portfolio Theory, showed that over 90% of a
client's long term return can be attributed solely to the
asset class in which he invested. Primary examples are stocks,
bonds and cash. These broad asset classes can be separated into
their meaningful "style" sub sets, each of which has its own
distinctive risk and reward characteristics.
This research is utilized to determine an asset mix of
stocks, bonds and cash and their various style subsets,
structured to maximize return and minimize risk over the
long term. The result is a well-diversified portfolio that
is designed to achieve the required goals while acting as
a shock absorber against short term volatility. Fewer
surprises mean that clients sleep better.
Building a Portfolio
This analysis creates a series of strategic investment
selections ranging from conservative capital preservation
portfolios to highly aggressive global growth portfolios.
The common characteristic of each portfolio is that it
is specifically designed to help provide the greatest and
most consistent return for its stated level of risk.
Brian provides the methodology, the tools, and the
discipline to help clients achieve their goals over
the long term.
Manager Selection
Once specific investment styles that add value to a client's
diversified portfolio are defined, a search is done to find
a money manager for each investment style. Key criteria are
the firm's performance, philosophy, organization, discipline
and people.
The managers selected apply their expertise to that
specific portion of the client's portfolio that has
been allocated to their investment style.
This provides the client with disciplined investment
management through a team of specialist money managers
actively working to add value in their niche area of the
market. This synergistic combination of specialist managers
is one of the keys to the program's success.
Monitoring Performance
These managers are continuously reviewed and analyzed. Each
one is compared to a specific benchmark to measure long term
performance and stability of returns.
Detailed quarterly performance reports and monthly statements
are used to monitor the overall portfolio as well as its
separate components to assess whether or not the client's
return expectations are being met within their risk tolerances.
Thus, Brian's clients benefit from the same sophisticated
money management techniques employed by large institutional
investors.
Cost
This program of consulting services, portfolio optimization,
investment implementation and performance monitoring is
provided on a fee basis. No commissions are charged,
reducing the potential for any conflict of interest. The
advisory fee is based on a percentage of the assets
under management and varies with the size of the account.
No load, low expense ratio mutual funds can provide a
cost effective solution. The value added by this
methodology can be significant.
Minimum Investment
The minimum investment in this program is $250,000.
To Learn More
If this approach appeals to you or your company, if you
manage fiduciary assets, or if you would like to find out
more about this process, please contact Brian Sly for a
confidential appointment.
